If you own a home in Georgia and live in it as your primary residence, you may qualify for a homestead exemption—a tax break that lowers the amount of property taxes you owe. Many homeowners miss out on this savings simply because they don’t apply. Here’s what you need to know to take advantage of it!

What Is a Homestead Exemption?

A homestead exemption reduces the taxable value of your home, which means you pay less in property taxes. In Georgia, there are different types of homestead exemptions, including special ones for seniors, disabled homeowners, and veterans.

Who Qualifies?

To qualify for a homestead exemption in Georgia, you must:
1) Own and live in the home as your primary residence as of January 1
2) Make sure you apply per your county's deadline
3) Not claim a homestead exemption on any other property

Types of Homestead Exemptions in Georgia

Each county may have different rules, so it’s best to check with your local tax assessor.

-Basic Homestead Exemption – Reduces the taxable value of your home 
-Senior Exemptions (65+) – Seniors may qualify for additional tax savings- income limits may apply
-Exemptions for Veterans, Disabled Homeowners, and Surviving Spouses – Some counties offer extra exemptions for these groups.

How to Apply-

1. Check Your County’s Requirements – Visit your county’s tax assessor website to see what exemptions are available.
2. Gather Your Documents – You may need:
   -A Georgia driver’s license with your home address
   -A copy of your property deed
   -Your car registration
3. Submit Your Application – Apply online, by mail, or in person with your local tax assessor before April 1.

In many cases, once your exemption is approved, it automatically renews each year if you still live in the home.

Call us anytime and we can guide you through this process! We are happy to help.